Research shows that it is important to look beyond strictly balance-sheet considerations when developing your portfolio. During the last 10 years, a number of studies have proven that certain corporate practices can impact long-term shareholder value.

One such area is corporate governance, which describes the manner in which a company's executive management group runs the company. Are executive compensation packages fair and reasonable, or riddled with excess? Is the board sufficiently independent?  Make sure you feel comfortable with the corporate practices of a company before you invest.

AP: How do you endure a night of praise like being named Latin Grammy person of the year without letting it go to your head?

Santana: I've been repeating for a long time that I am a beam of light that comes from the mind of God. That allows me, the more I say it, to grasp that I'm more than Mexican, or a human being. I am more than American or all the labels that we put o­n each other o­n this planet. Since I can definitely say that, like you, I am a beam of light that comes from the mind of God, then I don't have to squirm or interrupt people when they give me a compliment. I can say, "Thank you so much. And I'm very happy that my presence can bring joy into your life."